As I age I find that lifetime guarantees become less important and that other people become more kindly disposed towards, and are less inclined to take offense at, comments I make. Maybe there’s some special dispensation that’s granted to those of us on the leading edge of the boomer generation or maybe people are simply kind to their elders. In any case, I am going to take advantage of such latitude to express some opinions, explain some positions and perhaps tell some stories. I’ve invited the other members of the team here at LCTF to contribute as the mood hits them. I do suspect that Tim Diener will be a regular. Though younger than I; he is, nonetheless, a card carrying AARP member of the baby boomer generation, so please give him a little indulgence also. TZ